Purchase a comprehensive insurance policy for the duration of your student exchange or international traineeship! The required insurance coverage depends on your destination.
In certain situations related to studying, University of Helsinki students fall within the insurance coverage provided under the act on study-related accidents. For more information, click here. To print out an English-language insurance certificate, click here (PDF).
Destinations in the EU/EEA and Switzerland
If you participate in an exchange in an EU/EEA country or Switzerland, request a European Health Insurance Card (EHIC) from Kela in good time. If you do not receive the card before your departure, request a temporary certificate from Kela. The EHIC covers the costs of medically necessary treatment in the target country. More information is available from Kela. NB! The EHIC does not cover the costs of returning to Finland due to, for example, a serious illness or accident, so you should also purchase a comprehensive travel insurance policy.
The European Health Insurance Card is not necessarily needed in the Nordic countries because they are covered by the Nordic Social Security Convention .
The training agreement of participants in Erasmus traineeships requires that the trainees have appropriate accident, liability and medical treatment insurance. For more information, click here.
Destinations outside the EU/EEA
If you participate in an exchange outside Europe, make sure that your insurance coverage is appropriate! Some countries and universities require that exchange students purchase an insurance policy before applying for a residence permit. Even if your target country requires that you also purchase local, inexpensive insurance (e.g., in Japan and Russia), you should note that it does not cover the costs of returning to Finland, for example, due to a serious illness or accident. Purchase a comprehensive insurance policy for the duration of your exchange! You should also consider the purchase of liability insurance.
Medicines during an exchange or traineeship
If you need medicines during your exchange or traineeship, find out whether your target country has imposed restrictions on the import of medicines. If necessary, ask your doctor for a European medical prescription, so that you can obtain your medicines in your target country if a sales permit has been issued there. Finnish prescriptions should be valid in the Nordic countries.